🚗 Car insurance cost in Los Angeles, CA (2026)
Estimated average: $3,130 per year — +46% vs. the U.S. average of $2,150.
$3,130
Est. car insurance in Los Angeles
per year
$2,795
California average
$2,150
U.S. average
3,822,238
Population
Estimate your car insurance in Los Angeles
Los Angeles car insurance estimator
Estimated$5,478/year
Starts from the Los Angeles estimate. Get quotes to confirm your price.
Los Angeles car insurance FAQ
How much is car insurance in Los Angeles, CA?
The estimated average is $3,130 per year — above the state average (+12% vs. the California average of $2,795, and +46% vs. the U.S. average).
Is car insurance more expensive in Los Angeles than elsewhere in California?
Los Angeles has about 3,822,238 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Los Angeles?
Compare at least three quotes from insurers active in Los Angeles, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.