🚗 Car insurance cost in Hilo, HI (2026)
Estimated average: $1,486 per year — -31% vs. the U.S. average of $2,150.
$1,486
Est. car insurance in Hilo
per year
$1,548
Hawaii average
$2,150
U.S. average
44,186
Population
Estimate your car insurance in Hilo
Hilo car insurance estimator
Estimated$2,601/year
Starts from the Hilo estimate. Get quotes to confirm your price.
Hilo car insurance FAQ
How much is car insurance in Hilo, HI?
The estimated average is $1,486 per year — below the state average (-4% vs. the Hawaii average of $1,548, and -31% vs. the U.S. average).
Is car insurance more expensive in Hilo than elsewhere in Hawaii?
Hilo has about 44,186 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Hilo?
Compare at least three quotes from insurers active in Hilo, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.