🚗 Car insurance cost in Des Moines, IA (2027)
Estimated average: $1,591 per year — -26% vs. the U.S. average of $2,150.
With about 210,381 residents, Des Moines is a large city and the largest city in Iowa. Car insurance rates here are estimated at $1,591 per year, near the Iowa average of $1,591 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Des Moines with other Iowa cities.
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Des Moines car insurance FAQ
How much is car insurance in Des Moines, IA?
The estimated average is $1,591 per year — about the state average (0% vs. the Iowa average of $1,591, and -26% vs. the U.S. average).
Is car insurance more expensive in Des Moines than elsewhere in Iowa?
Des Moines has about 210,381 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Des Moines?
Compare at least three quotes from insurers active in Des Moines, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.