🚗 Car insurance cost in Des Moines, IA (2026)
Estimated average: $1,591 per year — -26% vs. the U.S. average of $2,150.
$1,591
Est. car insurance in Des Moines
per year
$1,591
Iowa average
$2,150
U.S. average
210,381
Population
Estimate your car insurance in Des Moines
Des Moines car insurance estimator
Estimated$2,784/year
Starts from the Des Moines estimate. Get quotes to confirm your price.
Des Moines car insurance FAQ
How much is car insurance in Des Moines, IA?
The estimated average is $1,591 per year — about the state average (0% vs. the Iowa average of $1,591, and -26% vs. the U.S. average).
Is car insurance more expensive in Des Moines than elsewhere in Iowa?
Des Moines has about 210,381 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Des Moines?
Compare at least three quotes from insurers active in Des Moines, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.