🚗 Car insurance cost in Baltimore, MD (2027)
Estimated average: $2,554 per year — +19% vs. the U.S. average of $2,150.
With about 569,931 residents, Baltimore is a major metro and the largest city in Maryland. Car insurance rates here are estimated at $2,554 per year, above the Maryland average of $2,365 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Baltimore with other Maryland cities.
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Baltimore car insurance FAQ
How much is car insurance in Baltimore, MD?
The estimated average is $2,554 per year — above the state average (+8% vs. the Maryland average of $2,365, and +19% vs. the U.S. average).
Is car insurance more expensive in Baltimore than elsewhere in Maryland?
Baltimore has about 569,931 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Baltimore?
Compare at least three quotes from insurers active in Baltimore, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.