🚗 Car insurance cost in Boston, MA (2026)
Estimated average: $2,090 per year — -3% vs. the U.S. average of $2,150.
$2,090
Est. car insurance in Boston
per year
$1,935
Massachusetts average
$2,150
U.S. average
650,706
Population
Estimate your car insurance in Boston
Boston car insurance estimator
Estimated$3,658/year
Starts from the Boston estimate. Get quotes to confirm your price.
Boston car insurance FAQ
How much is car insurance in Boston, MA?
The estimated average is $2,090 per year — above the state average (+8% vs. the Massachusetts average of $1,935, and -3% vs. the U.S. average).
Is car insurance more expensive in Boston than elsewhere in Massachusetts?
Boston has about 650,706 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Boston?
Compare at least three quotes from insurers active in Boston, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.