🚗 Car insurance cost in Cambridge, MA (2027)
Estimated average: $1,935 per year — -10% vs. the U.S. average of $2,150.
With about 117,090 residents, Cambridge is a mid-size city and the #4 largest city in Massachusetts. Car insurance rates here are estimated at $1,935 per year, near the Massachusetts average of $1,935 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Cambridge with other Massachusetts cities.
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Cambridge car insurance FAQ
How much is car insurance in Cambridge, MA?
The estimated average is $1,935 per year — about the state average (0% vs. the Massachusetts average of $1,935, and -10% vs. the U.S. average).
Is car insurance more expensive in Cambridge than elsewhere in Massachusetts?
Cambridge has about 117,090 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Cambridge?
Compare at least three quotes from insurers active in Cambridge, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.