🚗 Car insurance cost in Minneapolis, MN (2026)
Estimated average: $1,968 per year — -8% vs. the U.S. average of $2,150.
$1,968
Est. car insurance in Minneapolis
per year
$1,892
Minnesota average
$2,150
U.S. average
425,336
Population
Estimate your car insurance in Minneapolis
Minneapolis car insurance estimator
Estimated$3,444/year
Starts from the Minneapolis estimate. Get quotes to confirm your price.
Minneapolis car insurance FAQ
How much is car insurance in Minneapolis, MN?
The estimated average is $1,968 per year — above the state average (+4% vs. the Minnesota average of $1,892, and -8% vs. the U.S. average).
Is car insurance more expensive in Minneapolis than elsewhere in Minnesota?
Minneapolis has about 425,336 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Minneapolis?
Compare at least three quotes from insurers active in Minneapolis, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.