🚗 Car insurance cost in Saint Paul, MN (2026)
Estimated average: $1,968 per year — -8% vs. the U.S. average of $2,150.
$1,968
Est. car insurance in Saint Paul
per year
$1,892
Minnesota average
$2,150
U.S. average
303,176
Population
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Estimated$3,444/year
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Saint Paul car insurance FAQ
How much is car insurance in Saint Paul, MN?
The estimated average is $1,968 per year — above the state average (+4% vs. the Minnesota average of $1,892, and -8% vs. the U.S. average).
Is car insurance more expensive in Saint Paul than elsewhere in Minnesota?
Saint Paul has about 303,176 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Saint Paul?
Compare at least three quotes from insurers active in Saint Paul, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.