🚗 Car insurance cost in Missoula, MT (2026)
Estimated average: $2,064 per year — -4% vs. the U.S. average of $2,150.
$2,064
Est. car insurance in Missoula
per year
$2,150
Montana average
$2,150
U.S. average
76,998
Population
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Missoula car insurance estimator
Estimated$3,612/year
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Missoula car insurance FAQ
How much is car insurance in Missoula, MT?
The estimated average is $2,064 per year — below the state average (-4% vs. the Montana average of $2,150, and -4% vs. the U.S. average).
Is car insurance more expensive in Missoula than elsewhere in Montana?
Missoula has about 76,998 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Missoula?
Compare at least three quotes from insurers active in Missoula, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.