🚗 Car insurance cost in Missoula, MT (2027)
Estimated average: $2,064 per year — -4% vs. the U.S. average of $2,150.
With about 76,998 residents, Missoula is a smaller city and the #2 largest city in Montana. Car insurance rates here are estimated at $2,064 per year, below the Montana average of $2,150 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Missoula with other Montana cities.
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Missoula car insurance FAQ
How much is car insurance in Missoula, MT?
The estimated average is $2,064 per year — below the state average (-4% vs. the Montana average of $2,150, and -4% vs. the U.S. average).
Is car insurance more expensive in Missoula than elsewhere in Montana?
Missoula has about 76,998 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Missoula?
Compare at least three quotes from insurers active in Missoula, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.