🚗 Car insurance cost in New Hampshire (2026)
The estimated average is $1,548 per year — below the national average (-28% vs. the U.S. average of $2,150).
New Hampshire is home to about 1.4 million people, and car insurance here runs below the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Manchester typically differ from smaller towns.
Estimate your car insurance in New Hampshire
New Hampshire car insurance estimator
Starts from the New Hampshire average. Estimate only — get quotes to confirm.
Car insurance cost in New Hampshire cities
| City | Population | Est. car insurance |
|---|---|---|
| Manchester | 115,644 | $1,548 |
| Nashua | 91,322 | $1,486 |
| Concord | 44,008 | $1,486 |
New Hampshire car insurance FAQ
How much is car insurance in New Hampshire?
The estimated average car insurance in New Hampshire is $1,548 per year, which is below the national average (-28% vs. the U.S. average of $2,150). New Hampshire ranks 47 of 51 states from most to least expensive.
Why is car insurance cheaper in New Hampshire?
Car insurance pricing in New Hampshire reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the Northeast.
How can I save on car insurance in New Hampshire?
Compare at least three quotes from insurers active in New Hampshire, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.