🚗 Car insurance cost in Elizabeth, NJ (2026)
Estimated average: $2,580 per year — +20% vs. the U.S. average of $2,150.
$2,580
Est. car insurance in Elizabeth
per year
$2,580
New Jersey average
$2,150
U.S. average
137,298
Population
Estimate your car insurance in Elizabeth
Elizabeth car insurance estimator
Estimated$4,515/year
Starts from the Elizabeth estimate. Get quotes to confirm your price.
Elizabeth car insurance FAQ
How much is car insurance in Elizabeth, NJ?
The estimated average is $2,580 per year — about the state average (0% vs. the New Jersey average of $2,580, and +20% vs. the U.S. average).
Is car insurance more expensive in Elizabeth than elsewhere in New Jersey?
Elizabeth has about 137,298 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Elizabeth?
Compare at least three quotes from insurers active in Elizabeth, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.