🚗 Car insurance cost in Raleigh, NC (2026)
Estimated average: $1,610 per year — -25% vs. the U.S. average of $2,150.
$1,610
Est. car insurance in Raleigh
per year
$1,548
North Carolina average
$2,150
U.S. average
476,587
Population
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Raleigh car insurance estimator
Estimated$2,818/year
Starts from the Raleigh estimate. Get quotes to confirm your price.
Raleigh car insurance FAQ
How much is car insurance in Raleigh, NC?
The estimated average is $1,610 per year — above the state average (+4% vs. the North Carolina average of $1,548, and -25% vs. the U.S. average).
Is car insurance more expensive in Raleigh than elsewhere in North Carolina?
Raleigh has about 476,587 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Raleigh?
Compare at least three quotes from insurers active in Raleigh, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.