🚗 Car insurance cost in Bismarck, ND (2027)
Estimated average: $1,755 per year — -18% vs. the U.S. average of $2,150.
With about 74,138 residents, Bismarck is a smaller city and the #2 largest city in North Dakota. Car insurance rates here are estimated at $1,755 per year, below the North Dakota average of $1,828 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Bismarck with other North Dakota cities.
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Bismarck car insurance FAQ
How much is car insurance in Bismarck, ND?
The estimated average is $1,755 per year — below the state average (-4% vs. the North Dakota average of $1,828, and -18% vs. the U.S. average).
Is car insurance more expensive in Bismarck than elsewhere in North Dakota?
Bismarck has about 74,138 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Bismarck?
Compare at least three quotes from insurers active in Bismarck, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.