🚗 Car insurance cost in Cleveland, OH (2026)
Estimated average: $1,744 per year — -19% vs. the U.S. average of $2,150.
$1,744
Est. car insurance in Cleveland
per year
$1,677
Ohio average
$2,150
U.S. average
362,656
Population
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Cleveland car insurance estimator
Estimated$3,052/year
Starts from the Cleveland estimate. Get quotes to confirm your price.
Cleveland car insurance FAQ
How much is car insurance in Cleveland, OH?
The estimated average is $1,744 per year — above the state average (+4% vs. the Ohio average of $1,677, and -19% vs. the U.S. average).
Is car insurance more expensive in Cleveland than elsewhere in Ohio?
Cleveland has about 362,656 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Cleveland?
Compare at least three quotes from insurers active in Cleveland, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.