🚗 Car insurance cost in Dayton, OH (2027)
Estimated average: $1,677 per year — -22% vs. the U.S. average of $2,150.
With about 135,944 residents, Dayton is a mid-size city and the #6 largest city in Ohio. Car insurance rates here are estimated at $1,677 per year, near the Ohio average of $1,677 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Dayton with other Ohio cities.
Estimate your car insurance in Dayton
Dayton car insurance estimator
Starts from the Dayton estimate. Get quotes to confirm your price.
Dayton car insurance FAQ
How much is car insurance in Dayton, OH?
The estimated average is $1,677 per year — about the state average (0% vs. the Ohio average of $1,677, and -22% vs. the U.S. average).
Is car insurance more expensive in Dayton than elsewhere in Ohio?
Dayton has about 135,944 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Dayton?
Compare at least three quotes from insurers active in Dayton, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.