🚗 Car insurance cost in Tulsa, OK (2027)

Estimated average: $2,348 per year — +9% vs. the U.S. average of $2,150.

By EPG Digital Editorial Team · Editorial & research teamUpdated September 2026 · Reviewed for accuracy by our editorial team
Cars on a street, representing auto insurance coverage — Tulsa, Oklahoma
Car insurance in Tulsa is estimated at $2,348 per year, above the Oklahoma average. Photo: Jeremy Segrott from Cardiff, Wales, UK (CC BY 2.0)

With about 411,401 residents, Tulsa is a large city and the #2 largest city in Oklahoma. Car insurance rates here are estimated at $2,348 per year, above the Oklahoma average of $2,258 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Tulsa with other Oklahoma cities.

$2,348
Est. car insurance in Tulsa
per year
$2,258
Oklahoma average
$2,150
U.S. average
411,401
Population

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Tulsa car insurance estimator

Estimated$4,109/year

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Tulsa car insurance FAQ

How much is car insurance in Tulsa, OK?

The estimated average is $2,348 per year — above the state average (+4% vs. the Oklahoma average of $2,258, and +9% vs. the U.S. average).

Is car insurance more expensive in Tulsa than elsewhere in Oklahoma?

Tulsa has about 411,401 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest car insurance in Tulsa?

Compare at least three quotes from insurers active in Tulsa, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

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