🚗 Car insurance cost in Salem, OR (2027)

Estimated average: $2,043 per year — -5% vs. the U.S. average of $2,150.

Cars on a street, representing auto insurance coverage — Salem, Oregon
Car insurance in Salem is estimated at $2,043 per year, near the Oregon average. Photo: Jeremy Segrott from Cardiff, Wales, UK (CC BY 2.0)

With about 177,723 residents, Salem is a mid-size city and the #2 largest city in Oregon. Car insurance rates here are estimated at $2,043 per year, near the Oregon average of $2,043 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Salem with other Oregon cities.

$2,043
Est. car insurance in Salem
per year
$2,043
Oregon average
$2,150
U.S. average
177,723
Population

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Salem car insurance estimator

Estimated$3,575/year

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Salem car insurance FAQ

How much is car insurance in Salem, OR?

The estimated average is $2,043 per year — about the state average (0% vs. the Oregon average of $2,043, and -5% vs. the U.S. average).

Is car insurance more expensive in Salem than elsewhere in Oregon?

Salem has about 177,723 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest car insurance in Salem?

Compare at least three quotes from insurers active in Salem, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

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