🚗 Car insurance cost in Pittsburgh, PA (2027)
Estimated average: $2,236 per year — +4% vs. the U.S. average of $2,150.

With about 302,971 residents, Pittsburgh is a large city and the #2 largest city in Pennsylvania. Car insurance rates here are estimated at $2,236 per year, above the Pennsylvania average of $2,150 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Pittsburgh with other Pennsylvania cities.
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Pittsburgh car insurance FAQ
How much is car insurance in Pittsburgh, PA?
The estimated average is $2,236 per year — above the state average (+4% vs. the Pennsylvania average of $2,150, and +4% vs. the U.S. average).
Is car insurance more expensive in Pittsburgh than elsewhere in Pennsylvania?
Pittsburgh has about 302,971 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Pittsburgh?
Compare at least three quotes from insurers active in Pittsburgh, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.