🚗 Car insurance cost in Providence, RI (2027)
Estimated average: $2,580 per year — +20% vs. the U.S. average of $2,150.
With about 190,934 residents, Providence is a mid-size city and the largest city in Rhode Island. Car insurance rates here are estimated at $2,580 per year, near the Rhode Island average of $2,580 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Providence with other Rhode Island cities.
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Providence car insurance FAQ
How much is car insurance in Providence, RI?
The estimated average is $2,580 per year — about the state average (0% vs. the Rhode Island average of $2,580, and +20% vs. the U.S. average).
Is car insurance more expensive in Providence than elsewhere in Rhode Island?
Providence has about 190,934 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Providence?
Compare at least three quotes from insurers active in Providence, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.