🚗 Car insurance cost in Charleston, SC (2026)
Estimated average: $2,365 per year — +10% vs. the U.S. average of $2,150.
$2,365
Est. car insurance in Charleston
per year
$2,365
South Carolina average
$2,150
U.S. average
155,369
Population
Estimate your car insurance in Charleston
Charleston car insurance estimator
Estimated$4,139/year
Starts from the Charleston estimate. Get quotes to confirm your price.
Charleston car insurance FAQ
How much is car insurance in Charleston, SC?
The estimated average is $2,365 per year — about the state average (0% vs. the South Carolina average of $2,365, and +10% vs. the U.S. average).
Is car insurance more expensive in Charleston than elsewhere in South Carolina?
Charleston has about 155,369 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Charleston?
Compare at least three quotes from insurers active in Charleston, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.