🚗 Car insurance cost in Clarksville, TN (2027)

Estimated average: $1,935 per year — -10% vs. the U.S. average of $2,150.

Cars on a street, representing auto insurance coverage — Clarksville, Tennessee
Car insurance in Clarksville is estimated at $1,935 per year, near the Tennessee average. Photo: Jeremy Segrott from Cardiff, Wales, UK (CC BY 2.0)

With about 179,584 residents, Clarksville is a mid-size city and the #5 largest city in Tennessee. Car insurance rates here are estimated at $1,935 per year, near the Tennessee average of $1,935 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Clarksville with other Tennessee cities.

$1,935
Est. car insurance in Clarksville
per year
$1,935
Tennessee average
$2,150
U.S. average
179,584
Population

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Clarksville car insurance FAQ

How much is car insurance in Clarksville, TN?

The estimated average is $1,935 per year — about the state average (0% vs. the Tennessee average of $1,935, and -10% vs. the U.S. average).

Is car insurance more expensive in Clarksville than elsewhere in Tennessee?

Clarksville has about 179,584 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest car insurance in Clarksville?

Compare at least three quotes from insurers active in Clarksville, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

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