🚗 Car insurance cost in Nashville, TN (2027)
Estimated average: $2,090 per year — -3% vs. the U.S. average of $2,150.
With about 687,788 residents, Nashville is a major metro and the largest city in Tennessee. Car insurance rates here are estimated at $2,090 per year, above the Tennessee average of $1,935 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Nashville with other Tennessee cities.
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Nashville car insurance FAQ
How much is car insurance in Nashville, TN?
The estimated average is $2,090 per year — above the state average (+8% vs. the Tennessee average of $1,935, and -3% vs. the U.S. average).
Is car insurance more expensive in Nashville than elsewhere in Tennessee?
Nashville has about 687,788 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Nashville?
Compare at least three quotes from insurers active in Nashville, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.