🚗 Car insurance cost in Ogden, UT (2027)
Estimated average: $1,961 per year — -9% vs. the U.S. average of $2,150.
With about 87,573 residents, Ogden is a smaller city and the #5 largest city in Utah. Car insurance rates here are estimated at $1,961 per year, below the Utah average of $2,043 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Ogden with other Utah cities.
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Ogden car insurance FAQ
How much is car insurance in Ogden, UT?
The estimated average is $1,961 per year — below the state average (-4% vs. the Utah average of $2,043, and -9% vs. the U.S. average).
Is car insurance more expensive in Ogden than elsewhere in Utah?
Ogden has about 87,573 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Ogden?
Compare at least three quotes from insurers active in Ogden, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.