🚗 Car insurance cost in Vermont (2026)
The estimated average is $1,398 per year — below the national average (-35% vs. the U.S. average of $2,150).
Vermont is home to about 0.6 million people, and car insurance here runs below the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Burlington typically differ from smaller towns.
Estimate your car insurance in Vermont
Vermont car insurance estimator
Starts from the Vermont average. Estimate only — get quotes to confirm.
Car insurance cost in Vermont cities
| City | Population | Est. car insurance |
|---|---|---|
| Burlington | 44,743 | $1,342 |
| Essex | 22,094 | $1,342 |
| South Burlington | 20,292 | $1,342 |
Vermont car insurance FAQ
How much is car insurance in Vermont?
The estimated average car insurance in Vermont is $1,398 per year, which is below the national average (-35% vs. the U.S. average of $2,150). Vermont ranks 50 of 51 states from most to least expensive.
Why is car insurance cheaper in Vermont?
Car insurance pricing in Vermont reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the Northeast.
How can I save on car insurance in Vermont?
Compare at least three quotes from insurers active in Vermont, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.