🩺 Health insurance cost in Birmingham, AL (2026)
Estimated average: $532 per month — -5% vs. the U.S. average of $560.
$532
Est. health insurance in Birmingham
per month
$532
Alabama average
$560
U.S. average
197,575
Population
Estimate your health insurance in Birmingham
Birmingham health insurance estimator
Estimated$399/month
Starts from the Birmingham estimate. Get quotes to confirm your price.
Birmingham health insurance FAQ
How much is health insurance in Birmingham, AL?
The estimated average is $532 per month — about the state average (0% vs. the Alabama average of $532, and -5% vs. the U.S. average).
Is health insurance more expensive in Birmingham than elsewhere in Alabama?
Birmingham has about 197,575 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Birmingham?
Compare at least three quotes from insurers active in Birmingham, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.