🩺 Health insurance cost in Los Angeles, CA (2027)
Estimated average: $528 per month — -6% vs. the U.S. average of $560.

With about 3,822,238 residents, Los Angeles is a major metro and the largest city in California. Health insurance rates here are estimated at $528 per month, above the California average of $504 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Los Angeles with other California cities.
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Los Angeles health insurance estimator
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Los Angeles health insurance FAQ
How much is health insurance in Los Angeles, CA?
The estimated average is $528 per month — above the state average (+5% vs. the California average of $504, and -6% vs. the U.S. average).
Is health insurance more expensive in Los Angeles than elsewhere in California?
Los Angeles has about 3,822,238 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Los Angeles?
Compare at least three quotes from insurers active in Los Angeles, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.