🩺 Health insurance cost in San Francisco, CA (2026)
Estimated average: $520 per month — -7% vs. the U.S. average of $560.
$520
Est. health insurance in San Francisco
per month
$504
California average
$560
U.S. average
808,988
Population
Estimate your health insurance in San Francisco
San Francisco health insurance estimator
Estimated$390/month
Starts from the San Francisco estimate. Get quotes to confirm your price.
San Francisco health insurance FAQ
How much is health insurance in San Francisco, CA?
The estimated average is $520 per month — above the state average (+3% vs. the California average of $504, and -7% vs. the U.S. average).
Is health insurance more expensive in San Francisco than elsewhere in California?
San Francisco has about 808,988 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in San Francisco?
Compare at least three quotes from insurers active in San Francisco, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.