🩺 Health insurance cost in Wilmington, DE (2027)
Estimated average: $661 per month — +18% vs. the U.S. average of $560.

With about 71,292 residents, Wilmington is a smaller city and the largest city in Delaware. Health insurance rates here are estimated at $661 per month, below the Delaware average of $672 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Wilmington with other Delaware cities.
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Wilmington health insurance FAQ
How much is health insurance in Wilmington, DE?
The estimated average is $661 per month — about the state average (-2% vs. the Delaware average of $672, and +18% vs. the U.S. average).
Is health insurance more expensive in Wilmington than elsewhere in Delaware?
Wilmington has about 71,292 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Wilmington?
Compare at least three quotes from insurers active in Wilmington, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.