🩺 Health insurance cost in Hilo, HI (2026)
Estimated average: $386 per month — -31% vs. the U.S. average of $560.
$386
Est. health insurance in Hilo
per month
$392
Hawaii average
$560
U.S. average
44,186
Population
Estimate your health insurance in Hilo
Hilo health insurance estimator
Estimated$290/month
Starts from the Hilo estimate. Get quotes to confirm your price.
Hilo health insurance FAQ
How much is health insurance in Hilo, HI?
The estimated average is $386 per month — about the state average (-2% vs. the Hawaii average of $392, and -31% vs. the U.S. average).
Is health insurance more expensive in Hilo than elsewhere in Hawaii?
Hilo has about 44,186 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Hilo?
Compare at least three quotes from insurers active in Hilo, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.