🩺 Health insurance cost in Honolulu, HI (2026)
Estimated average: $398 per month — -29% vs. the U.S. average of $560.
$398
Est. health insurance in Honolulu
per month
$392
Hawaii average
$560
U.S. average
343,421
Population
Estimate your health insurance in Honolulu
Honolulu health insurance estimator
Estimated$299/month
Starts from the Honolulu estimate. Get quotes to confirm your price.
Honolulu health insurance FAQ
How much is health insurance in Honolulu, HI?
The estimated average is $398 per month — about the state average (+2% vs. the Hawaii average of $392, and -29% vs. the U.S. average).
Is health insurance more expensive in Honolulu than elsewhere in Hawaii?
Honolulu has about 343,421 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Honolulu?
Compare at least three quotes from insurers active in Honolulu, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.