🩺 Health insurance cost in Idaho (2026)
The estimated average is $476 per month — below the national average (-15% vs. the U.S. average of $560).
Idaho is home to about 2.0 million people, and health insurance here runs below the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Boise typically differ from smaller towns.
Estimate your health insurance in Idaho
Idaho health insurance estimator
Starts from the Idaho average. Estimate only — get quotes to confirm.
Health insurance cost in Idaho cities
| City | Population | Est. health insurance |
|---|---|---|
| Boise | 237,446 | $476 |
| Meridian | 132,142 | $476 |
| Nampa | 106,179 | $476 |
| Idaho Falls | 66,898 | $468 |
Idaho health insurance FAQ
How much is health insurance in Idaho?
The estimated average health insurance in Idaho is $476 per month, which is below the national average (-15% vs. the U.S. average of $560). Idaho ranks 36 of 51 states from most to least expensive.
Why is health insurance cheaper in Idaho?
Health insurance pricing in Idaho reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the West.
How can I save on health insurance in Idaho?
Compare at least three quotes from insurers active in Idaho, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.