🩺 Health insurance cost in Springfield, IL (2027)
Estimated average: $476 per month — -15% vs. the U.S. average of $560.

With about 113,273 residents, Springfield is a mid-size city and the #6 largest city in Illinois. Health insurance rates here are estimated at $476 per month, near the Illinois average of $476 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Springfield with other Illinois cities.
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Springfield health insurance FAQ
How much is health insurance in Springfield, IL?
The estimated average is $476 per month — about the state average (0% vs. the Illinois average of $476, and -15% vs. the U.S. average).
Is health insurance more expensive in Springfield than elsewhere in Illinois?
Springfield has about 113,273 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Springfield?
Compare at least three quotes from insurers active in Springfield, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.