🩺 Health insurance cost in Indiana (2026)
The estimated average is $504 per month — below the national average (-10% vs. the U.S. average of $560).
Indiana is home to about 6.9 million people, and health insurance here runs below the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Indianapolis typically differ from smaller towns.
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Indiana health insurance estimator
Starts from the Indiana average. Estimate only — get quotes to confirm.
Health insurance cost in Indiana cities
| City | Population | Est. health insurance |
|---|---|---|
| Indianapolis | 880,621 | $520 |
| Fort Wayne | 268,378 | $512 |
| Evansville | 116,486 | $504 |
| South Bend | 103,395 | $504 |
| Carmel | 99,757 | $496 |
| Bloomington | 79,968 | $496 |
Indiana health insurance FAQ
How much is health insurance in Indiana?
The estimated average health insurance in Indiana is $504 per month, which is below the national average (-10% vs. the U.S. average of $560). Indiana ranks 22 of 51 states from most to least expensive.
Why is health insurance cheaper in Indiana?
Health insurance pricing in Indiana reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the Midwest.
How can I save on health insurance in Indiana?
Compare at least three quotes from insurers active in Indiana, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.