🩺 Health insurance cost in Baltimore, MD (2026)
Estimated average: $433 per month — -23% vs. the U.S. average of $560.
$433
Est. health insurance in Baltimore
per month
$420
Maryland average
$560
U.S. average
569,931
Population
Estimate your health insurance in Baltimore
Baltimore health insurance estimator
Estimated$325/month
Starts from the Baltimore estimate. Get quotes to confirm your price.
Baltimore health insurance FAQ
How much is health insurance in Baltimore, MD?
The estimated average is $433 per month — above the state average (+3% vs. the Maryland average of $420, and -23% vs. the U.S. average).
Is health insurance more expensive in Baltimore than elsewhere in Maryland?
Baltimore has about 569,931 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Baltimore?
Compare at least three quotes from insurers active in Baltimore, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.