🩺 Health insurance cost in Cambridge, MA (2027)
Estimated average: $420 per month — -25% vs. the U.S. average of $560.

With about 117,090 residents, Cambridge is a mid-size city and the #4 largest city in Massachusetts. Health insurance rates here are estimated at $420 per month, near the Massachusetts average of $420 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Cambridge with other Massachusetts cities.
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Cambridge health insurance FAQ
How much is health insurance in Cambridge, MA?
The estimated average is $420 per month — about the state average (0% vs. the Massachusetts average of $420, and -25% vs. the U.S. average).
Is health insurance more expensive in Cambridge than elsewhere in Massachusetts?
Cambridge has about 117,090 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Cambridge?
Compare at least three quotes from insurers active in Cambridge, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.