🩺 Health insurance cost in Missouri (2026)
The estimated average is $504 per month — below the national average (-10% vs. the U.S. average of $560).
Missouri is home to about 6.2 million people, and health insurance here runs below the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Kansas City typically differ from smaller towns.
Estimate your health insurance in Missouri
Missouri health insurance estimator
Starts from the Missouri average. Estimate only — get quotes to confirm.
Health insurance cost in Missouri cities
| City | Population | Est. health insurance |
|---|---|---|
| Kansas City | 508,090 | $520 |
| St. Louis | 281,754 | $512 |
| Springfield | 169,176 | $504 |
| Columbia | 128,555 | $504 |
Missouri health insurance FAQ
How much is health insurance in Missouri?
The estimated average health insurance in Missouri is $504 per month, which is below the national average (-10% vs. the U.S. average of $560). Missouri ranks 24 of 51 states from most to least expensive.
Why is health insurance cheaper in Missouri?
Health insurance pricing in Missouri reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the Midwest.
How can I save on health insurance in Missouri?
Compare at least three quotes from insurers active in Missouri, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.