🩺 Health insurance cost in New Hampshire (2026)
The estimated average is $476 per month — below the national average (-15% vs. the U.S. average of $560).
New Hampshire is home to about 1.4 million people, and health insurance here runs below the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Manchester typically differ from smaller towns.
Estimate your health insurance in New Hampshire
New Hampshire health insurance estimator
Starts from the New Hampshire average. Estimate only — get quotes to confirm.
Health insurance cost in New Hampshire cities
| City | Population | Est. health insurance |
|---|---|---|
| Manchester | 115,644 | $476 |
| Nashua | 91,322 | $468 |
| Concord | 44,008 | $468 |
New Hampshire health insurance FAQ
How much is health insurance in New Hampshire?
The estimated average health insurance in New Hampshire is $476 per month, which is below the national average (-15% vs. the U.S. average of $560). New Hampshire ranks 39 of 51 states from most to least expensive.
Why is health insurance cheaper in New Hampshire?
Health insurance pricing in New Hampshire reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the Northeast.
How can I save on health insurance in New Hampshire?
Compare at least three quotes from insurers active in New Hampshire, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.