🩺 Health insurance cost in Grand Forks, ND (2027)
Estimated average: $496 per month — -11% vs. the U.S. average of $560.

With about 59,166 residents, Grand Forks is a smaller city and the #3 largest city in North Dakota. Health insurance rates here are estimated at $496 per month, below the North Dakota average of $504 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Grand Forks with other North Dakota cities.
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Grand Forks health insurance FAQ
How much is health insurance in Grand Forks, ND?
The estimated average is $496 per month — about the state average (-2% vs. the North Dakota average of $504, and -11% vs. the U.S. average).
Is health insurance more expensive in Grand Forks than elsewhere in North Dakota?
Grand Forks has about 59,166 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Grand Forks?
Compare at least three quotes from insurers active in Grand Forks, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.