🩺 Health insurance cost in Austin, TX (2026)
Estimated average: $520 per month — -7% vs. the U.S. average of $560.
$520
Est. health insurance in Austin
per month
$504
Texas average
$560
U.S. average
979,882
Population
Estimate your health insurance in Austin
Austin health insurance estimator
Estimated$390/month
Starts from the Austin estimate. Get quotes to confirm your price.
Austin health insurance FAQ
How much is health insurance in Austin, TX?
The estimated average is $520 per month — above the state average (+3% vs. the Texas average of $504, and -7% vs. the U.S. average).
Is health insurance more expensive in Austin than elsewhere in Texas?
Austin has about 979,882 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Austin?
Compare at least three quotes from insurers active in Austin, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.