🩺 Health insurance cost in Houston, TX (2027)
Estimated average: $528 per month — -6% vs. the U.S. average of $560.
With about 2,314,157 residents, Houston is a major metro and the largest city in Texas. Health insurance rates here are estimated at $528 per month, above the Texas average of $504 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Houston with other Texas cities.
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Houston health insurance FAQ
How much is health insurance in Houston, TX?
The estimated average is $528 per month — above the state average (+5% vs. the Texas average of $504, and -6% vs. the U.S. average).
Is health insurance more expensive in Houston than elsewhere in Texas?
Houston has about 2,314,157 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Houston?
Compare at least three quotes from insurers active in Houston, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.