🩺 Health insurance cost in Utah (2026)
The estimated average is $420 per month — below the national average (-25% vs. the U.S. average of $560).
Utah is home to about 3.4 million people, and health insurance here runs below the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Salt Lake City typically differ from smaller towns.
Estimate your health insurance in Utah
Utah health insurance estimator
Starts from the Utah average. Estimate only — get quotes to confirm.
Health insurance cost in Utah cities
| City | Population | Est. health insurance |
|---|---|---|
| Salt Lake City | 209,593 | $420 |
| West Valley City | 140,230 | $420 |
| West Jordan | 116,961 | $420 |
| Provo | 113,488 | $420 |
| Ogden | 87,573 | $413 |
Utah health insurance FAQ
How much is health insurance in Utah?
The estimated average health insurance in Utah is $420 per month, which is below the national average (-25% vs. the U.S. average of $560). Utah ranks 49 of 51 states from most to least expensive.
Why is health insurance cheaper in Utah?
Health insurance pricing in Utah reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the West.
How can I save on health insurance in Utah?
Compare at least three quotes from insurers active in Utah, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.