🩺 Health insurance cost in Richmond, VA (2026)
Estimated average: $504 per month — -10% vs. the U.S. average of $560.
$504
Est. health insurance in Richmond
per month
$504
Virginia average
$560
U.S. average
229,395
Population
Estimate your health insurance in Richmond
Richmond health insurance estimator
Estimated$378/month
Starts from the Richmond estimate. Get quotes to confirm your price.
Richmond health insurance FAQ
How much is health insurance in Richmond, VA?
The estimated average is $504 per month — about the state average (0% vs. the Virginia average of $504, and -10% vs. the U.S. average).
Is health insurance more expensive in Richmond than elsewhere in Virginia?
Richmond has about 229,395 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Richmond?
Compare at least three quotes from insurers active in Richmond, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.