🏠 Home insurance cost in Mesa, AZ (2027)
Estimated average: $1,863 per year — -19% vs. the U.S. average of $2,300.
With about 512,498 residents, Mesa is a major metro and the #3 largest city in Arizona. Home insurance rates here are estimated at $1,863 per year, above the Arizona average of $1,725 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Mesa with other Arizona cities.
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Mesa home insurance FAQ
How much is home insurance in Mesa, AZ?
The estimated average is $1,863 per year — above the state average (+8% vs. the Arizona average of $1,725, and -19% vs. the U.S. average).
Is home insurance more expensive in Mesa than elsewhere in Arizona?
Mesa has about 512,498 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Mesa?
Compare at least three quotes from insurers active in Mesa, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.