🏠 Home insurance cost in Scottsdale, AZ (2027)
Estimated average: $1,725 per year — -25% vs. the U.S. average of $2,300.
With about 242,753 residents, Scottsdale is a large city and the #7 largest city in Arizona. Home insurance rates here are estimated at $1,725 per year, near the Arizona average of $1,725 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Scottsdale with other Arizona cities.
Estimate your home insurance in Scottsdale
Scottsdale home insurance estimator
Starts from the Scottsdale estimate. Get quotes to confirm your price.
Scottsdale home insurance FAQ
How much is home insurance in Scottsdale, AZ?
The estimated average is $1,725 per year — about the state average (0% vs. the Arizona average of $1,725, and -25% vs. the U.S. average).
Is home insurance more expensive in Scottsdale than elsewhere in Arizona?
Scottsdale has about 242,753 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Scottsdale?
Compare at least three quotes from insurers active in Scottsdale, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.