🏠 Home insurance cost in Tempe, AZ (2026)
Estimated average: $1,725 per year — -25% vs. the U.S. average of $2,300.
$1,725
Est. home insurance in Tempe
per year
$1,725
Arizona average
$2,300
U.S. average
184,118
Population
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Tempe home insurance estimator
Estimated$1,087/year
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Tempe home insurance FAQ
How much is home insurance in Tempe, AZ?
The estimated average is $1,725 per year — about the state average (0% vs. the Arizona average of $1,725, and -25% vs. the U.S. average).
Is home insurance more expensive in Tempe than elsewhere in Arizona?
Tempe has about 184,118 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Tempe?
Compare at least three quotes from insurers active in Tempe, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.