🏠 Home insurance cost in Fayetteville, AR (2027)

Estimated average: $3,450 per year — +50% vs. the U.S. average of $2,300.

Exterior of a residential home, representing home insurance — Fayetteville, Arkansas
Home insurance in Fayetteville is estimated at $3,450 per year, near the Arkansas average. Photo: O'Laughlin, Gregory L. (Public domain)

With about 101,680 residents, Fayetteville is a mid-size city and the #2 largest city in Arkansas. Home insurance rates here are estimated at $3,450 per year, near the Arkansas average of $3,450 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Fayetteville with other Arkansas cities.

$3,450
Est. home insurance in Fayetteville
per year
$3,450
Arkansas average
$2,300
U.S. average
101,680
Population

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Fayetteville home insurance estimator

Estimated$2,174/year

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Fayetteville home insurance FAQ

How much is home insurance in Fayetteville, AR?

The estimated average is $3,450 per year — about the state average (0% vs. the Arkansas average of $3,450, and +50% vs. the U.S. average).

Is home insurance more expensive in Fayetteville than elsewhere in Arkansas?

Fayetteville has about 101,680 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest home insurance in Fayetteville?

Compare at least three quotes from insurers active in Fayetteville, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

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