🏠 Home insurance cost in Los Angeles, CA (2026)
Estimated average: $2,447 per year — +6% vs. the U.S. average of $2,300.
$2,447
Est. home insurance in Los Angeles
per year
$2,185
California average
$2,300
U.S. average
3,822,238
Population
Estimate your home insurance in Los Angeles
Los Angeles home insurance estimator
Estimated$1,542/year
Starts from the Los Angeles estimate. Get quotes to confirm your price.
Los Angeles home insurance FAQ
How much is home insurance in Los Angeles, CA?
The estimated average is $2,447 per year — above the state average (+12% vs. the California average of $2,185, and +6% vs. the U.S. average).
Is home insurance more expensive in Los Angeles than elsewhere in California?
Los Angeles has about 3,822,238 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Los Angeles?
Compare at least three quotes from insurers active in Los Angeles, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.