🏠 Home insurance cost in Boulder, CO (2026)
Estimated average: $3,910 per year — +70% vs. the U.S. average of $2,300.
$3,910
Est. home insurance in Boulder
per year
$3,910
Colorado average
$2,300
U.S. average
104,898
Population
Estimate your home insurance in Boulder
Boulder home insurance estimator
Estimated$2,463/year
Starts from the Boulder estimate. Get quotes to confirm your price.
Boulder home insurance FAQ
How much is home insurance in Boulder, CO?
The estimated average is $3,910 per year — about the state average (0% vs. the Colorado average of $3,910, and +70% vs. the U.S. average).
Is home insurance more expensive in Boulder than elsewhere in Colorado?
Boulder has about 104,898 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Boulder?
Compare at least three quotes from insurers active in Boulder, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.