🏠 Home insurance cost in Colorado Springs, CO (2027)
Estimated average: $4,066 per year — +77% vs. the U.S. average of $2,300.
With about 483,956 residents, Colorado Springs is a large city and the #2 largest city in Colorado. Home insurance rates here are estimated at $4,066 per year, above the Colorado average of $3,910 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Colorado Springs with other Colorado cities.
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Colorado Springs home insurance FAQ
How much is home insurance in Colorado Springs, CO?
The estimated average is $4,066 per year — above the state average (+4% vs. the Colorado average of $3,910, and +77% vs. the U.S. average).
Is home insurance more expensive in Colorado Springs than elsewhere in Colorado?
Colorado Springs has about 483,956 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Colorado Springs?
Compare at least three quotes from insurers active in Colorado Springs, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.