🏠 Home insurance cost in New Haven, CT (2027)
Estimated average: $1,610 per year — -30% vs. the U.S. average of $2,300.
With about 135,081 residents, New Haven is a mid-size city and the #3 largest city in Connecticut. Home insurance rates here are estimated at $1,610 per year, near the Connecticut average of $1,610 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare New Haven with other Connecticut cities.
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New Haven home insurance FAQ
How much is home insurance in New Haven, CT?
The estimated average is $1,610 per year — about the state average (0% vs. the Connecticut average of $1,610, and -30% vs. the U.S. average).
Is home insurance more expensive in New Haven than elsewhere in Connecticut?
New Haven has about 135,081 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in New Haven?
Compare at least three quotes from insurers active in New Haven, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.